Financing Benefits

Financing created for Lincoln,
and crafted for you

For all your nearby Lincoln financing needs, visit Jim Burke Lincoln. The auto finance specialists at our Lincoln dealership near Bakersfield, CA, are here to make your car-buying experience simple and stress-free. Whether you'd like to learn the differences between buying vs. leasing a Lincoln or you already know which Lincoln SUV you'd like to take home, our experts are standing by to answer all your questions. No matter if you'd like to make a used car or new Lincoln Navigator your next vehicle, you can turn to us with confidence.

Be sure to explore our current Lincoln incentives in Bakersfield, CA, to claim an amazing price on the new Lincoln model of your dreams. Or, if you're more interested in a used or Certified Pre-Owned Lincoln for sale, our Lincoln finance professionals will walk you through the entire auto financing process. Stop by today to start a new Lincoln lease or to buy the pre-owned Lincoln SUV you've had your eye on!


Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

GAP Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With GAP Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 661-835-6113 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Lincoln Financing in Bakersfield, CA

Choosing your next Lincoln should feel exciting, clear, and tailored to the way you want to drive. At Jim Burke Lincoln, our finance center in Bakersfield, CA is here to help you compare lease and finance options for a new Lincoln, Certified Pre-Owned Lincoln, or quality pre-owned vehicle. Whether you are shopping from Bakersfield, Delano, Shafter, Wasco, Tehachapi, or another Central Valley community, our team can help you move through the process with confidence.

We know luxury shoppers value their time. That is why we offer convenient online tools, helpful finance guidance, and a straightforward approach from the first question to the final paperwork. You can start by browsing our new Lincoln inventory, reviewing current Lincoln incentives, or beginning online with our finance application.

Finance or Lease a New Lincoln

Every driver has different goals, which is why our finance team takes the time to help you compare your options. Financing may be a good choice if you plan to keep your Lincoln for years, drive as much as you like, and build long-term ownership equity. Leasing may be a smart fit if you prefer driving a newer Lincoln more often and want flexible options at the end of your lease term.

Our team can help you review options for models like the Lincoln Corsair, Lincoln Nautilus, Lincoln Aviator, and Lincoln Navigator. Whether you want compact luxury, two-row comfort, three-row versatility, or flagship presence, we can help you find a payment path that fits your lifestyle.

Start With Online Pre-Approval

If you want to save time before visiting the dealership, starting online is a smart first step. Our finance application allows you to share your information securely so our team can begin reviewing available options. This can make your showroom visit more efficient and help you shop with a clearer understanding of your next steps.

Pre-approval can be helpful whether you already know which Lincoln you want or are still comparing models. It can also make it easier to review available terms, trade-in value, and current incentives before you visit Jim Burke Lincoln in person.

Estimate Your Credit Before You Shop

Understanding where you stand financially can make the shopping process feel more comfortable. Our credit estimator is a helpful tool for shoppers who want a general idea of their credit range before applying for financing. It can give you a better starting point as you compare vehicles, monthly payment goals, and finance options.

Final terms depend on lender approval and other factors, but using the credit estimator can help you feel more prepared. Our finance team can also answer questions about how credit, down payment, trade-in value, and vehicle selection may affect your options.

Explore Lincoln Incentives and Lease Offers

Before you choose your next Lincoln, it is worth reviewing current offers. Jim Burke Lincoln provides access to Lincoln lease deals and incentives that may apply to select vehicles. These offers can change, so our team can help you confirm current availability and explain how a specific offer may fit your purchase or lease.

Whether you are interested in a new Lincoln SUV, a hybrid option, or a Black Label model, current incentives may help make your upgrade even more appealing. Our team can walk you through the details in plain language so you can make a confident decision.

Certified Pre-Owned Lincoln Financing

A Certified Pre-Owned Lincoln can be a great option for shoppers who want luxury, value, and added confidence. These vehicles offer the refined feel Lincoln drivers expect while giving you another way to shop within your preferred budget. If you are looking for a premium SUV with strong long-term appeal, our Certified Pre-Owned Lincoln inventory is a great place to start.

Our finance team can help you compare CPO Lincoln financing options, review available terms, and decide whether a Certified Pre-Owned model makes sense for your needs. You can also compare CPO options with our pre-owned vehicle inventory if you want more choices across body styles, model years, and price points.

Trade In Your Current Vehicle

Your current vehicle may help make your next Lincoln more accessible. If you plan to trade, our team can review your vehicle's value and explain how it may apply toward your next purchase or lease. Trading in can help simplify your upgrade, reduce the amount financed, or support your down payment strategy.

Whether you are moving from a sedan into a Lincoln SUV, upgrading to a larger model, or choosing a newer vehicle with more luxury features, our team can help you understand your trade-in options and apply that value toward your next Lincoln.

Lincoln Black Label and Premium Ownership

If you are interested in a more elevated Lincoln experience, Lincoln Black Label offers exclusive design themes, premium materials, and ownership benefits that make your vehicle feel even more personal. Our finance team can help you compare Black Label options with other trims so you can decide which Lincoln best matches your preferences.

We can also help you learn more about Lincoln ownership benefits, including services and tools designed to make luxury ownership more convenient over time.

Protection and Long-Term Confidence

Financing is not only about choosing a monthly payment. It is also about planning for your ownership experience. Depending on your vehicle and goals, our team can walk you through available protection options, lease-end considerations, and ownership resources that may help you feel more confident after you drive home.

Our team is here to explain your options clearly, without pressure or confusing language. Whether you want to learn about coverage choices, lease terms, mileage options, or long-term vehicle care, we can help you understand what may be available and decide what makes sense for your situation.

Support After You Drive Home

Jim Burke Lincoln is here for you long after your paperwork is complete. Our Lincoln service center can help with routine maintenance, inspections, repairs, and genuine Lincoln parts. We also offer ownership conveniences like Lincoln Pickup & Delivery and Lincoln Mobile Service to help make vehicle care easier to fit into your schedule.

From financing to maintenance, our goal is to make Lincoln ownership feel smooth, premium, and convenient.

Work With the Jim Burke Lincoln Finance Center

Whether you are ready to finance a new Lincoln, lease your next luxury SUV, explore Certified Pre-Owned options, or value your trade, Jim Burke Lincoln is here to help. Our finance team can answer your questions, review current offers, and guide you through the process at a pace that feels comfortable.

Start by visiting our Lincoln finance center, completing our online finance application, or browsing our new Lincoln inventory. When you are ready, we look forward to helping you take the next step toward a Lincoln that fits your lifestyle in Bakersfield, CA.